Financial Performance
Amounts in ₹ crore; EPS in ₹ per share. PAT is total profit for the period, including non-controlling interests. Standalone statements.
Not yet reported for this period and basis.
01 · UNDERSTAND THE BUSINESS
The company in 60 seconds
Navi Technologies Limited is a technology-driven financial services provider in India, targeting the digitally connected young middle-class population. Positioned as a leading end-to-end digital ecosystem player, it controls lending, insurance, and asset management services. Operating under the “Navi” brand, the company offers personal loans, home loans, general insurance, and mutual funds. Their mobile-first approach and in-house technology aim for a streamlined, customer-centric experience. The company’s diverse offerings include microfinance loans through a subsidiary, the “Chaitanya” brand. According to the RedSeer Report, their complete ownership of products and technology provides a competitive edge over traditional incumbents and third-party dependent fintech platforms. Their Business Lines include:
What supports the business
Not reviewed yet.
What could go wrong
- The failure to promptly or fully recover the value of collateral or outstanding amounts from defaulted home loans may have negative consequences on the business, financial condition, and operational results of the company.
- The business handles a substantial volume of data, including personal information. Any mishandling, such as improper collection, hosting, use, or disclosure of this data, may result in damage to the company’s reputation and negatively impact its overall business, financial health, and operational outcomes.
- The company operates in the financial services industry in India and is impacted by laws and regulations related to lending, insurance, asset management, and financial services. Changes in these regulations could have negative effects on the company’s business, financial condition, and overall performance, including its results of operations and cash flows.
Where will the IPO money go?
Use of proceeds is awaiting review.
Fresh issue proceeds go to the company. Offer-for-sale proceeds go to the selling shareholders.
Provider content · IPOALERTS · Not independently reviewed · Retrieved 3 Oct 2026, 12:08 pm IST · Data source ↗
A research starting point, not an apply/avoid recommendation.
02 · PREPARE YOUR APPLICATION
How much will be blocked?
Category rules pending · Unknown
Applications have not opened yet.
Application rules are awaiting review. Check the issue prospectus or your broker.
Before you finish applying 0/5
Your personal checklist for this visit. MeraIPO cannot verify or submit an application.
All checked? This still does not guarantee allotment. If a UPI mandate is missing, contact the broker or intermediary you used. ASBA through a bank may not use UPI.
Application help from NSE ↗03 · KEEP TRACK
Dates that matter
Tentative · check for changes- Applications openTo be announced
- Applications closeTo be announced
- Accept UPI mandate byTo be announced
- Allotment expectedTo be announced
- Unblocking startsTo be announced
- Expected listingTo be announced
All times are IST. Your broker may stop accepting bids earlier. Unblocking is an initiation date; bank processing times can differ.
Add dates to calendar ↓Import these dates into your calendar. Saved dates will not update automatically if the schedule changes.
Did you get shares?
The official registrar link is awaiting verification.
UPI mandate missing?
Check your UPI app and application status with the broker or bank you used. Contact that intermediary before the applicable deadline. Submitting a bid alone does not confirm that funds were blocked.
NSE application guidance ↗Financial history & source documents
BUSINESS VS PRICE
Insufficient Data / Price pending
Two comparable YoY results and EBITDA margins are required.
The quarterly journey
₹ Cr except EPS and ratios| Financial metric | IPO baseline |
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| Revenue | — |
| Revenue YoY | — |
| Revenue QoQ | — |
| EBITDA | — |
| EBITDA YoY | — |
| EBITDA QoQ | — |
| EBITDA margin | — |
| Margin change QoQ (bps) | — |
| Margin change YoY (bps) | — |
| PAT | — |
| PAT YoY | — |
| PAT QoQ | — |
| EPS (₹) | — |
| Operating cash flow | — |
| Debt | — |
| ROE | — |
| ROCE | — |
Quarterly results are not available yet. The original IPO baseline is retained separately.
“—” means unavailable, not zero. Year-on-year growth requires a positive comparable period. Cash flow is shown only when reported for that period.
Annual financial history · latest four years
Separate from the original pre-IPO baseline. Amounts in ₹ crore; EPS in ₹.
No annual filings have been imported yet.
Stock journey
- Listing price
- —
- Since listing
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- All-time high
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- 52-week high / low
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Valuation snapshot
Data unavailable
- IPO P/E
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- Current P/E
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- Peer median P/E
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- Market cap (₹ Cr)
- —
- EV / EBITDA
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Sources & further research
Filing sources & update times
Source and verification record
Rhp url ↗ · Unverified · 3 Oct 2026, 12:08 pm IST
Status ↗ · Unverified · 3 Oct 2026, 12:08 pm IST
Exchange ↗ · Unverified · 3 Oct 2026, 12:08 pm IST
Board ↗ · Unverified · 3 Oct 2026, 12:08 pm IST
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